Money budgeting app/tool

[young guns]

Currently I've been using the even app, but recently something happened and I had to reconnect my banking and now it wont recognize bills.  Does anyone have any suggestions for apps they use?  I'm hesitant to trust things with my banking info and some of the bigger name things are way more complicated than I need and I'm not even sure it has what I want.

 

What I liked about the app is that it would show me a list of transactions and show me what bills I have coming up before my next payday and their total and how much money I would have left.

My one gripe is that it focused on just that pay period, so if my next paycheck wasn't going to cover what I had for bills the next pay period, it wouldn't deduct that from "available to spend", but it had a month view feature so I could manually look ahead at least.

[homer]

have you looked at Mint? 

[zurch1818]

I've heard good things about Mint but I haven't ever used it. I remember about 10 years ago I didn't like what was available for budgeting and cash flow, so I created my own Google sheet. It is annoying that I have enter my bank account balance and credit card balances each time I want to use it, but everything else is automated.  It's also nice because I have variable income and I have built in a paycheck calculator that converts gross pay to net pay within a few pennies of the actual paycheck.  It does everything I need.  Up until recently I haven't had a reason to look back.  The problem I have now is I'm married and the sheet confuses the heck out of my wife and she just refuses to use it.  Maybe I'll look into Mint again as I know things have changed a lot since the birth of my spreadsheet.

UPDATE: I just put all of my accounts in the Mint app.  I think Mint does a better job of organizing past transactions than what I have and it has come a long way since I looked at it last.  I think my spreadsheet does a lot better job looking to the future (since I have the paycheck calculator built into it).  I think it will be enough to appease my wife though.

[LouisEly]

Quicken used to have great tools for that in their software.  You could connect to almost every financial institution (banks, credit cards, investment accounts) and download your transactions so that you didn't have to enter them, set up your paycheck so it could track gross vs. net and deductions, and had great budgeting tools (monthly, annually, cash flow, spending categories, net worth, helping with taxes, etc.).  It was well worth the $30-50/year that it cost.

But they got too caught up in a new release every year instead of going to a subscription model and kept changing things that didn't need to be changed and new releases ended up being worse than prior versions.  I haven't used them in years because of that, but the product they had 10-12 years ago was fantastic.