Rear Ended again.

[iluvlamp]

Arghh. This time I was in the car with only liability. There is damage and was hit by a guy driving a dealership service truck. I called my insurance to report it but the cops rolled up so I cut it short. So some questions:

 

1. Why do I keep having people hit my cars?

 

2. Since my insurance won't do my bidding for me, do I report/file a claim with that dealerships insurance. How soon should I do it? I ask that because don't I have to wait for the accident report from the sheriff if I do file a claim?

 

3. My uncle said to get an estimate and then send the findings (damage amount) with a letter to the dealership and they will then file with their insurance. Sounds strange to me to go that route. He said it worked for him.

 

4. Any other tips? I have been pretty ignorant on this subject but feel I am becoming an expert. Thanks for you help!

[sbrylski]

1. Why do I keep having people hit my cars?

 

Karma? Next time you're at the grocery store and have a lot of things, let the guy behind you who's only buying bread and a magazine slip ahead of you. That or get one of those orange triangles on the back of your car.

[iluvlamp]

I always let people with less stuff go first so that can't be it. Orange reflecting triangle? That may work!

[1992casey]

Call this driver's company, answer their questions, and they'll probably send an adjuster to the body shop of your choice and cut a check right there.

[dadofandrew]

This may belong in the adults only forum.

[Menace II Sobriety]

This may belong in the adults only forum.

 

That's what she said